Offering One of The Nations Largest
Payroll Product Programs
CASH Cards vs. Checks or Direct Deposit for employees

The benefits of using an electronic payment system instead of writing a check to pay employees are well documented. The savings are dramatic for any company. Direct Deposit has saved companies millions of dollars but still has not answered the issue of un-bankable employees and does not have any flexibility or features. The Cash program goes the next step and provides the security, cost savings, innovation and the economics of Direct Deposit for all employees, even the un-bankable. At the same time Cash can even turn this corporate expense into a profit center.

A simple listing of the reasons for Cash in mainstream businesses:

• Not every employee has direct deposit capability According to the National Payroll Association (NPA), on average, 15% of a company’s workforce is “un banked”
• Cash Cards may be sent overseas
• Cash Cards may be issued to non US residents & citizens
• Cash Cards provide an employee with additional convenience
• Cash Cards may be used to pay casual / spot labor in the field
• Cash Cards run on the Maestro / Cirrus Networks world wide
• Cash Cards can provide additional functions, Cards can be issued for expense re-imbursements for separate accounting and control purposes
• Additional Funds transfers can be instantaneous for employees on the road for any approved expense or emergency
• Expenses for an employee or a project can be segregated to one card
• Expense reports are on line in real time showing where and when the funds were spent
• Cash Cards can be expanded for use as security / access control as well as payroll
• Simple mag swipe containing employee company data but still can function as debit card in ATM or POS environments
• Secure “Smart Card” technology can contain applications in addition to biometrics for almost any Application from benefits to workplace cafeteria macro charges down to individual project time billing
• Electronic delivery of payroll stubs via Web or IVR is available
• Additional revenue streams are available to the company
• Company shares in fees from employee use of card for purchases or withdrawals beyond no charge Reg E compliance
• Company can choose to participate or reduce card fees charged employee
• An “Employee “Opt In” upgraded Cash Card & Complies fully with Reg E
• Provides suite of services and additional features for employee
• Substantial Revenues for the company
• Revenues continue to the company after employee leaves company
• Enhances functionality of the card
• Expands use of the card
• Allows Domestic & International Remittance at a large savings over Western Union or Moneygram
• Provides discount and “Loyalty” programs
• Provides low cost telecommunications services
• Additional cards available for family members
• Sophisticated Secure barcode technology can contain bio-metric data to match any security level